I will explain and walk you through the process with an example. First we create a core password, then we will customize the core password for each web site or application using a custom formula. This formula can be whatever you want. We will call this a tailored password. Our tailored password for each web site or application will be easy to remember, as long as you remember the formula in which you use to create it.
A strong password consists of at least two special characters, at least two lowercase letters, at least two capital letters, at least two numbers, and be a total minimum of at least 8 characters altogether. In our end result, it is important to remember that we meet these credentials. Regardless of the custom formula we create.
- First, come up with a word that you can remember, that means something to you, and that is at least eight letters. In this example, we will choose the word: password.
- Decide which two letters you want to substitute for numbers: consonants or vowels. In this example, will choose consonants.
- Decide which numbers you want to use. In our example, we choose 3 and 1.
- Decide which two consonants you want to replace with numbers. In this example, we will substitute the first two consonants. Now our core password example becomes: 3a1sword.
- Decide which two letters you want to substitute for special characters, consonants or vowels. In this example, will choose vowels.
- Decide which special characters you want to use. In our example, we choose @ and #.
- Decide which two vowels you want to replace with special characters. In this example, we will substitute the only two vowels. Now our core password example becomes: 3@1sw#rd.
Now that we have our core password, we need to develop a tailored password for each and every site or application that we use. To do that, you need to:
- Decide how many letters of the site name or application you want to use. In this example, we will use the first two letters.
- Decide where you want to insert the letters of the website or application into your core password to tailor it. In this example, we will insert the first two letters of the domain or application to the end of our core password.
- Decide which two letters you want to capitalize. In this example, we will use the letters of the website or application name.
Now we can apply our algorithm or custom password formula to each and every website or application we login to. So our tailored password examples would be:
- google.com = 3@1sw#rdGO
- facebook.com = 3@1sw#rdFA
- microsoft.com = 3@1sw#rdMI
- Reddit App = 3@1sw#rdRE
Keep in mind that your tailored password algorithm is your own, and can be whatever you want, as long as you can remember it. You could even try just adding two numbers & special characters instead of substituting.
I recommend having a different password algorithm for financial sites or apps, and also a different algorithm as an alternative password, in case you are ever forced to change it for a particular site or app.